is not the debt. the fiscal cliff and other metaphorical geology. the biggest problem in america is family disintegration. family is the primary transmitter of social capital. [applause] 1964, lyndon johnson's labor department, produced a report. there is a crisis in the negro family today because 24% of african-americans children are being born to unmarried parents. 24% in 1964. today, one-third of all american children are born to unmarried mothers. we know what this means. we know the social pathology. we know what that means in terms of neighborhoods and schools. we have no idea what happened. we do not know why in 1950, the out-of-wedlock birth rate was 5%. we have seen family disintegration during war, famine, and pestilence. it has happened in wales, portugal, spain, all over. we do not know why. we do not know what to do about it. i will give an answer that will interest and amuse the previous questioner. when two things coincided in late 18th-century england, a grain surplus, the result was a cheap gin and a social calamity. they passed a few laws, licensing laws, it did not help.